11021 Merganser Terrace

Chesterfield, VA
$ 1,099,000 Beds 5 Baths 4.5 Sq 5,793 Virtual Tour
Monthly Estimate* How much can I afford?

Stately brick architecture meets an exceptional waterfront setting in Woodland Pond. Positioned on just over an acre with direct water access and a dock, this home captures sweeping water views across the entire rear of the residence. Expansive windows, soaring ceilings, and beautifully proportioned gathering spaces make the setting a part of everyday living. Hardwood floors flow throughout the first floor, where formal dining room and living room flank the two-story foyer. Beyond the entry, the dramatic family room features a two-story vaulted ceiling, floor-to-ceiling windows, and beautiful built-ins surrounding one of the home’s three fireplaces. The spacious kitchen offers a large island, its own fireplace, and a breakfast nook overlooking the water.The first-floor primary suite provides a private retreat with a generous ensuite bath, walk-in closet, and separate sitting room with direct access to the rear deck. Upstairs, a spacious guest suite with an ensuite bath and walk-in closet offers the flexibility of a second primary. Three additional generously sized bedrooms feature ample closet storage and share a large hall bath. The fully finished walk-out basement adds outstanding space for entertaining and relaxing, with a fireside living area, wet bar, casual dining nook, expansive recreation room, and a cozy den. An attached basement storage shed, currently used as a woodworking shop, provides dedicated space for projects, hobbies, and storage. From quiet mornings on the deck to afternoons by the dock, this home offers inviting ways to enjoy its waterfront surroundings. Woodland Pond’s wooded landscape, distinctive homes, and 120-acre lake complete this memorable setting.

Active

  • Price
  • $ 1,099,000
  • City
  • Chesterfield
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Chesterfield
  • Half Bathrooms
  • 1
  • Area
  • 54 - Chesterfield
  • Lot Size
  • 1.124 Acres
  • Zip
  • 23838
  • Sqr Footage
  • 5,793
  • Year Built
  • 1996
  • Taxes
  • $ 8566
  • Style
  • MLS#
  • 2629157
Listed By: Lauren Renschler with Long & Foster REALTORS.
Data Source: Central Virginia Regional MLS (CVRMLS)

Features

General

Interior Features Balcony,Butler's Pantry,Breakfast Area,Bay Window,Ceiling Fan(s),Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Pantry,Recessed Lighting,Skylights,Walk-In Closet(s),Workshop
Sewer Septic Tank
Heating Heat Pump,Natural Gas,Zoned
Cooling Central Air,Zoned
Possession Close Of Escrow
Roof Composition,Shingle
Appliances Built-In Oven,Dishwasher,Electric Water Heater,Gas Cooking,Stove,Water Heater
Exterior Features Deck,Dock,Irrigation Sprinklers,Storage,Shed,Paved Driveway
HOA 215
Garage Spaces 3
Association Fee Includes Common Areas
Patio/Porch Features Rear Porch,Patio,Deck
Architectural Style Contemporary,Two Story
Pool Features Community,Pool
Construction Materials Brick,Drywall,Frame,HardiPlank Type
Exclusions Foyer and dining chandeliers, dining room sconces
Year Built 1996
View Water
Stories 2
Levels Two
Property SubType Single Family Residence
Tax Year 2026
Percent Ownership Individuals
Waterfront Features Dock Access,Mooring,Pond,Water Access,Waterfront
Community Features Home Owners Association
Assoc Fee Paid Per Annually
County Chesterfield
New Construction false
Property Type Residential
Home Owner Assoc true
Attached Garage true
Subdivision Name Woodland Pond
Garage Y/N true
Total Rooms 13
Full Baths 4
Status Active
High School Matoaca
Disclosures Covenants/Restrictions Disclosure
View Y/N true
Zoning Description R15
MLS Area 54 - Chesterfield
Lot Size Units Acres
Waterfront Y/N true
Elementary School Gates
Year Built Details Actual
Tax Annual Amount 8566.25
Middle/Junior High School Matoaca
Property Condition Resale
Days on Market 5
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 962500
Tax Lot 33
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence

Interior Features

Basement Full,Walk-Out Access
Flooring Carpet,Ceramic Tile,Wood
Total Fireplaces 3
Fireplace Features Gas
Total Stories 2
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Skylight(s)
Fireplace Y/N true
Half Baths 1
Laundry Features Washer Hookup,Dryer Hookup
Total Bedrooms 5
Below Grade Finished Area 1188
LivingAreaSource Assessor
Total Baths 5

Exterior Features

Fencing None
Parking Features Attached,Driveway,Garage,Garage Door Opener,Paved,Garage Faces Rear,Garage Faces Side
Lot Features Landscaped,Waterfront
Water Source Public
Lot Size Area 1.124
Lot Size Acres 1.124

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the COLONIAL HEIGHTS, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Gates Elementary School
Middle School Matoaca Middle School
High School Matoaca High School

Price History

10/28/2026 Listed $1,099,000

Property vs Zip Code Average in 23838

Price
AVG $720K
$1.1M
Taxes
AVG $4,903
$8,566
Year Built
AVG 2008
1996

11021 Merganser Terrace Chesterfield, VA is a Single Family Home for sale at $1099000 with 5793 sqft and a lot size of 1.124 Acres Acre(s). 11021 Merganser Terrace Chesterfield has 5 bedrooms, 4 baths and was built in 1996. The property's zip code is 23838 which is in Chesterfield, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.